In addition to Medicare Medicare In the United States, health care services for older adults are funded mainly by Medicare, Medicaid, Veterans Health Administration, private insurance, and out-of-pocket payments. In addition... read more and Medicaid Medicaid In the United States, health care services for older adults are funded mainly by Medicare, Medicaid, the Veterans Health Administration, private insurance, and out-of-pocket payments. In addition... read more , several other federal health programs are available to older adults.
This Department of Veterans Affairs (VA) program provides health care to eligible veterans. Determining eligibility for VA benefits can be complex, and care is not always free. The VA operates > 160 hospitals, 43 domiciliary facilities, and > 130 nursing homes. It also contracts to provide care in community hospitals and nursing homes. Several innovative geriatric programs (including geriatric assessment units; Geriatric Research, Education, and Clinical Centers; and hospital-based home health care programs) have been developed within the VA system.
Enacted in 1965, the OAA has evolved from a program of small grants and research projects into a network of 57 state, territorial, and Indian tribal units on aging; 670 area agencies on aging; and thousands of community agencies. The primary purpose of the OAA is to develop, coordinate, and deliver a comprehensive system of services for older adults at the community level; services include information and referral, outreach, transportation, senior centers, nutritional programs, advocacy, protective services, senior employment, ombudsman programs, and supportive services. The OAA also funds research and training. People > 60 are eligible for services funded by the OAA regardless of income level.
Although not usually considered a health program, Social Security provides basic pension payments that older adults use for health care services. Older adults receive 2 types of payments:
Old Age and Survivors Insurance, which is financed by Social Security trust funds and provides payments to retirees, surviving spouses, or qualified dependents
Supplementary Security Income, which is financed from general revenues and provides a guaranteed minimum income to aged, blind, and disabled people
Title XX of the Social Security Act authorizes reimbursements to states for social services, including various home health services and homemaker services (eg, meal preparation, laundry, light housekeeping, grocery shopping) for frail older adults. These funds have shifted to the Social Services Block Grant Program, which was designed to prevent or reduce inappropriate institutional care by providing for community-based care and other assistance that enables older adults to maintain autonomy in the community. The program is defined, administered, and implemented by states; it does not support institutional care or any service covered by Medicare or Medicaid. The program covers health services only when they are an “integral but subordinate” component of an overall social service program.